What’s Your FICYOU Score?
The FICO credit score is a the way lenders determine borrowers’ creditworthiness. If you believe this is a fair, impartial system used by lenders to determine credit risk, you’ve been mislead. While it IS important that lenders have a way to determine how creditworthy a borrow is, the system is a scam. While on the surface it appears that the present credit scoring system is working...
Read MoreRetirement Slipping Away For More People
Who Knew? This should not be news to anyone. The NY Times reported this story, but it’s old news to anyone who has been paying attention. Question is: ARE YOU READY TO DO SOMETHING ABOUT IT BEFORE IT’S TOO LATE AND YOU END UP WORKING FOREVER BECAUSE YOU CAN’T AFFORD TO RETIRE ????? Over the last decade and a half, Americans’ expected retirement age has slowly risen to 67 from...
Read MoreRetirement Is Impossible
Why are so many people unable to save enough for retirement? Well, this photo provides a clue. People are handicapped by a ball and chain of debt that virtually guarantees they won’t be able to accumulate any real money during their working years. Of course, if you guessed that the ball and chain represents a mortgage, you’d be right. Mortgage interest payments are a drag on a...
Read MoreOops – Where’s My Retirement Money?
Everyone needs to consider retirement as a reality – problem is that most people take it seriously when it’s too late! That’s the raison d’être for the Mortgage Magic System. Consider NY Times writer Joe Nocera. Here’s a reprint of his retirement plan – and how it fell apart: “My 60th birthday is less than a week and a half away, and if there is...
Read MoreBuy Gold and Silver While You Still Can
The following is from an interview of Harvey Organ, who has been analyzing the bullion markets closely for decades. The quality and accuracy of his work is respected enough to have earned him an invitation to testify before the CFTC on position limits for precious metals back in 2010: The real suppression of the metals started in 1988. That’s when the leasing game started and was invented by...
Read MoreDollar Losing Reserve Currency Status
The American Dollar has been declining in utilization as reserve currency for international trade. This should surprise no one, as the US economy has been driven deeper into debt by a 30 year trade imbalance and years of costly wars that the Bush Administration kept off the books. The average person hasn’t noticed, because it’s been kept out of the mainstream media, but the Chinese...
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